PayJustNow gives you the freedom to split your purchase into three equal, interest-free instalments — making it easier to budget without giving up what you want today.

Pay 3: 0% interest. Zero Fees. 3 Payments

Pay in 12: Smaller payments. More Time. A little interest

PayJustNow can be used for online shopping and at selected Ackermans.

See attached store list for participating Ackermans stores.

Signing up for PayJustNow is quick and simple. You can create your account online or through the mobile app. Just download the PayJustNow app from the Google Play Store or Apple App Store, then follow the easy in‑app steps to register, verify your details, and get ready to shop

No Fees, No Interest – Pay in 3

As long as your payments are made on time:

• ✅No interest
• ✅No hidden fees
• ✅No surprises

Any missed instalments will be liable for late payment fees as per the terms and conditions of use.

To be eligible for a PayJustNow spend limit, you must also meet the following conditions:

• ✅ Be 18 years or older
• ✅ Have a valid bank card issued in your name
• ✅ Be a permanent resident or lawful resident of South Africa
• ✅ Be employed (permanently or self-employed)
• ✅ Not be over-indebted, under debt review, or in debt counselling
• ✅ Not be declared mentally unfit, or under sequestration or administration