What is PayJustNow?
It's a payment tool that allows you to settle your purchase in 3 interest-free instalments. A secure way to pay with same-day approval.
How it Works
PayJustNow allows you to pay for your purchase over 3 payments with 0% interest and no fees. Pay a third at checkout and you get your goods as if you have paid in full. The remaining two instalments are debited on your specified instalment date.
What do you need to apply?
1. Be over 18 years old.
2. Be a South African resident.
3. Have a debit or credit card.
4. Have a valid email address.
What is PayJustNow and how does it work in Ackermans
PayJustNow FAQ
PayJustNow
gives you the freedom to split your purchase into three equal, interest-free
instalments — making it easier to budget without giving up what you want today.
Pay 3: 0% interest. Zero Fees. 3 Payments
Pay in
12: Smaller payments.
More Time. A little interest
Can PayJustNow be used for online and instore shopping at Ackermans
PayJustNow
can be used for online shopping and at selected Ackermans.
See
attached store list for participating Ackermans stores:
URL https://www.ackermans.co.za/pages/payjustnow-store-list
No Fees, No Interest – Pay in 3
As long as
your payments are made on time:
• No interest
• No hidden fees
• No surprises
Any missed
instalments will be liable for late payment fees as per the terms and
conditions of use.
Who can use PayJustNow?
To be eligible for a PayJustNow spend limit, you must also meet the following
conditions:
- ✅ Be 18 years or older
- ✅ Have a valid bank card issued in your name
- ✅ Be a permanent resident or lawful resident of South Africa
- ✅ Be employed (permanently or = self-employed)
- ✅ Not be over-indebted, under debt review, or in debt counselling
- ✅ Not be declared mentally unfit, or under sequestration or administration
How do I sign up for PayJustNow facility
Signing up for PayJustNow is quick and simple. You can create your account online or through the mobile app. Just download the PayJustNow app from the Google Play
Store or Apple App Store, then follow the easy in‑app steps to register, verify your details, and get ready to shop