What is Happy Pay?

Happy Pay is a flexible payment option that lets you split your purchase over two paycheques with no deposit and zero interest.

It’s fast, easy to use and gives you access to up to R25,000 in spending power at checkout. No hidden fees. No stress. Just smarter shopping.



What do you need to apply?

To get started, all you need is a bank account and your basic details. We've made the process as simple as can be, so you can start enjoying the benefits of Happy Pay in no time.