The technology in our smartphones is amazing. It has the power to guide us when lost via its GPS and it holds the answers to almost any question imaginable, through easy access to the internet. But that’s not all – you can also bank directly from your cellphone via USSD (Unstructured Supplementary Service Data), which allows you to do the following banking steps conveniently:
Benefits of cellphone banking
Buy airtime from your phone
Ran out of airtime and have to go to the shop to recharge? Not anymore. All major South African banks give their users access to prepaid airtime, data and SMS bundles. All you have to do is visit your bank and request your phone to be linked to your bank account.
Buy electricity
Running out of electricity units and are nowhere close to the shops? With cell phone banking, you can load electricity right in the comfort of your home and directly from your cellphone.
Check bank balances
Check up on your bank balance anytime, anywhere and as many times as you need to.
Pay any account or anyone else
Send money to your family members and pay your accounts right from your phone to avoid heading out all the way to the shops and to the bank – and more importantly, you can skip the queues.
There are many more easy and convenient things you can do on your cellphone, like checking your Ackermans account balance. You can also apply for a credit limit increase from your cellphone.
All you have to do is dial *120*27587#, then select either 1 for limit increase or 2 for balance enquiry. You can also SMS your card number to 45090 to find out how much credit you have available, your credit limit, balance and your total payment that is due.
Pic: Gallo Images
