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The benefits of a CAPFIN loan:

 

No need to stand in long bank queues – you can apply during store hours and aren’t bound by shorter bank hours.

 

CAPFIN is able to serve you in most of South Africa’s official languages.

 
 

Enjoy 24/7 access to CAPFINDirect – a FREE online and USSD self-service portal where you can manage your account, check your outstanding balance or obtain a settlement quote. Simply dial *134*6454# from your mobile or click here to use the web service.

 

With every CAPFIN loan, you get free benefits that protect your family. Valid for the duration of your loan provided your account remains active and in good standing.

  • CAPFIN Customers qualify for Free Funeral Cover with their successful loan application. R5000 natural death cover. R10 000 accidental death cover underwritten by Abacus Life Limited.
  • FREE death benefit, should you pass away, we write off the outstanding balance of your loan.
 

what do I need to apply?

 

SA ID

 

3 latest payslips or 3 latest bank statements

 
 

Valid SA bank account

 

Valid cell phone number

 
 
 

How do I apply in Ackermans?

 

Step 1: Take your

  • SA ID &
  • 3 latest payslips or 3 latest bank statements.

To your nearest Ackermans store.

 

Step 2: Once you’ve applied, CAPFIN will get back to you in 5 minutes.

 

How much will it cost?

Loan repayment example
Repayment Term 6 months 12 months 12 months
Loan Amount R4 000 R8 000 R16 000
Max Interest Rate 5% pm 27.75% pa 27.75% pa
Initiation Fee R530 R986 R1,197
Maximum Monthly Service Fee R68 R68 R68
Maximum Monthly instalment R932 R911 R1,696
Maximum Loan Repayment R5,591 R10,930 R20,353

All figures listed are inclusive of VAT.

Example based on first CAPFIN loan in calendar year and prime interest rate at time of publishing (January 2018).

Click here to calculate your monthly instalment

SMSs charged at standard rates. Free SMSs do not apply.
CAPFIN is a division of Century Capital (Pty) Ltd.
Century Capital is a registered credit provider. NCRCP74.
Your loan application is subject to an affordability assessment and CAPFIN’s Credit Policy.
Ts & Cs apply.

You can contact the CAPFIN Call Centre or use the CAPFINDirect facility to obtain a settlement quote, and make payments via the following options:

A CAPFIN consultant will call you to process your loan application. CAPFIN will notify you whether you have been provisionally approved.

The following will be discussed:

  • We confirm that you are employed, have an SA bank account and whether you qualify for the loan you are applying for.
  • Should you meet the criteria, we will discuss the loan offer and your monthly repayment with you.
  • A National Credit Act compliant Pre-agreement Quotation and Loan Agreement will be provided to you.
  • As soon as you accept the Loan Agreement, we will pay the money into your bank account.

Want more info?

 

Call Centre: 087 354 0000

 

SMS “LOAN” to 43679 and a Capfin consultant will call you back.

 
 

USSD: *120*5566#
USSD rates charged at 20 cents per second.

 

SMSs charged at standard rates. Free SMSs do not apply. CAPFIN is a division of Century Capital (Pty) Ltd. Century Capital is a registered credit provider, NCRCP74. Your loan application is subject to an affordability assessment and CAPFIN’s Credit Policy.Terms and Conditions apply.

VIEW Ts & Cs