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Loans

AVAILABLE IN STORE!

RSA Only

The benefits of a loan:

 

No need to stand in long bank queues – you can apply during store hours and aren’t bound by shorter bank hours.

 

CAPFIN is able to serve you in most of South Africa’s official languages.

 
 

Enjoy 24/7 access to CAPFINDirect – a FREE online and USSD self-service portal where you can manage your account, check your outstanding balance or obtain a settlement quote. Simply dial *134*6454# from your mobile or click here to use the web service.

 

On top of these standard benefits, A.Rewards members will get an additional 80 A.Rewards stars when they take out a CAPFIN loan at Ackermans.

 

It’s quick and easy to apply:

 

Step 1: Take your

  • SA I.D.
  • 3 most recent bank statements
  • Latest payslip

To your nearest Ackermans store.

 

Step 2: Once you’ve applied, CAPFIN will get back to you in 5 minutes.

 

what do I need to apply?

 

3 most recent bank statements

 

Valid SA I.D.

 
 

Valid cellphone number

 

Valid SA bank account

 
 

Latest payslip

 
 

A CAPFIN consultant will call you to process your loan application. CAPFIN will notify you whether you have been provisionally approved.

The following will be discussed:

  • We confirm that you are employed, have an SA bank account and whether you qualify for the loan you are applying for.
  • Should you meet the criteria, we will discuss the loan offer and your monthly repayment with you.
  • A National Credit Act compliant Pre-agreement Quotation and Loan Agreement will be provided to you.
  • As soon as you accept the Loan Agreement, we will pay the money into your bank account.

HOW MUCH WILL IT COST?

Loan repayment example
Repayment term 6 months 12 months 12 months
Loan amount R4 000 R8 000 R16 000
Max interest rate 5% pm 28% pa 28% pa
Initiation fee R530.10 R986.10 R1 197.00
Max Monthly service fee R68.40 R68.40 R68.40
Max Monthly instalment R955.51 R933.36 R1 725.41
Max loan repayment R5 733.06 R11 200.32 R20 704.92

All figures listed are inclusive of VAT.

Example based on first CAPFIN loan in calendar year and prime interest rate at time of publishing (April 2017).

Click here to calculate your monthly instalment

CAPFIN is a division of Century Capital (Pty) Ltd.
Century Capital is a registered credit provider. NCRCP74.
Your loan application is subject to an affordability assessment and CAPFIN’s Credit Policy.
Ts & Cs apply.

You can contact the CAPFIN Call Centre or use the CAPFINDirect facility to obtain a settlement quote, and make payments via the following options:

WANT MORE INFO?

 

Call Centre: 087 354 0000

 

SMS “LOAN” to 43679 and a Capfin consultant will call you back.

 
 

USSD: *120*5566#
USSD rates charged at 20 cents per second.

 

Website

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SMSs charged at standard rates. Free SMSs do not apply. CAPFIN is a division of Century Capital (Pty) Ltd. Century Capital is a registered credit provider, NCRCP74. Your loan application is subject to an affordability assessment and CAPFIN’s Credit Policy.Terms and Conditions apply.

VIEW Ts & Cs