Home Lay-By


Don’t have an Ackermans Account card, enough cash or credit for an item? Buy the things you love on lay-by.

All regions

Lay-by in 3 easy steps

Step 1: Visit any Ackermans store with your ID/driver’s license to get started.

Step 2: Pay a small deposit.

Step 3: Pay balance over 3 months, interest–free.

How it works

Lay–By Payments

You will need your original lay-by till slip to make a payment. When you make your last payment, you must have the original copy of your till slip or your ID/driver’s license. If you can’t collect your lay-by, then whoever goes on your behalf will have to provide a letter or copy of your ID as confirmation that they will be collecting it for you.

Lay–By Refunds

You will need to provide the original lay-by till slip or proof of your identity. If you no longer have your original till slip, bring a copy of your ID/driver’s license. Only the till slip holder can cancel a lay-by refund.You, the cashier and the manager will then have to sign the refund documents. You will receive a full refund on all the money you’ve paid on a cancelled lay-by.

Payments and collections must be made at the original store of purchase.

VIEW Ts & Cs